Friday, August 19, 2016

Affordable plastic surgery

Plastic surgery has always been associated with cosmetic surgery and the lay population always considers it as pricey and affordable. However cosmetic surgery is only a part of plastic surgery and with a large number of plastic and cosmetic surgeons being available, cosmetic surgery is now beginning to be affordable to the general population at large. I have always tried to make it affordable to my patients by providing them large discounts and feel sad when they leave due to lack of funds.
A large  number of insurance companies in India provide health insurance coverage like :
  • Apollo DKV Insurance Company Ltd.
  • Aviva Life Insurance
  • Bajaj Allianz General Insurance Co. Ltd.
  • Birla Sun Life Insurance
  • E-Meditek Solutions Limited
  • Family Health Plan Limited
  • Health India-Bhaichand Amoluk Insurance Services Pvt. Ltd.
  • HSBC Health Insurance
  • ICICI Lombard General Insurance Co. Ltd.
  • Life Insurance Corporation Of India
  • Max New York Life Insurance
  • Med Assist India Ltd.
  • MetLife India Assurance Company
  • National Insurance Company
  • Paramound Health Group
  • Reliance Health
  • Royal Sundaram Alliance Insurance Company Limited
  • Star Health and Allied Insurance Company Limited
  • Tata AIG
  • The New India Assurance Co. Ltd.
  • United Healthcare
  • United India Insurance
while these companies do not provide insurance support for cosmetic cases, they do provide coverage for:
accidents
 injuries
 wound management
 reconstructions
 skin grafting
 tumor excision and flap reconstructions
breast lump excisions
cancer reconstructions
hand injuries
crush finger, foot and body injuries
road traffic accidents
and a host of other cases

One should always check with the insurance company about the coverage lest one looses the chance to claim.

Similarly ESIS or employees state insurance scheme http://esickerala.gov.in/
 is also a great boon to the less privileged as they are able to get quality treatment at affordable costs.

Employees must also request their employers to take group health insurances for them so that they are able to get quality treatment when emergencies arise.
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